Don’t Leave Your Loved Ones with Financial Burdens

Are Your Loved Ones Prepared for Burial Expenses?

Funeral costs, medical bills, and other final expenses can quickly add up, leaving your family with unexpected financial stress. Without a plan in place, these costs can disrupt their financial stability during an already difficult time.

Final Expense Life Insurance is designed to cover these costs, ensuring your loved ones are protected and allowing them to focus on what truly matters.

The Risks of Not Planning

Leaving funeral and burial costs unplanned can put a financial strain on your family. Savings may not be enough, leaving loved ones to handle unexpected bills.

 

The Solution: Final Expense Life Insurance

Final Expense Life Insurance provides a reliable and affordable way to protect your family from financial stress. Designed to cover funeral, burial, and other final expenses, 

these policies ensure your loved ones aren’t left with financial burdens.

The Benefits

Affordable Coverage

Tailored policies fit your budget while covering final expenses and burial insurance needs.

ICons_safety

Guaranteed Payout

Provides a reliable death benefit to cover funeral costs, medical bills, and more.

ICons_investment

Simple Application

No medical exams required—approval for final expense life ins is quick and straightforward.

ICons_lifetime income

Fixed Premiums

Enjoy predictable payments that never increase, perfect for families buying final expense insurance for their parents.

Financial Relief for Loved Ones

Ease the burden on your family by ensuring they won’t face unexpected bills for funeral insurance or other expenses.

ICons_beneficiary benefits

Legacy Planning

Leave a financial gift to support your loved ones beyond covering final expenses.

Getting started is simple.

When you buy Final Expense Life Insurance, you’re securing financial protection for your loved ones. This insurance covers funeral costs, medical bills, and other end-of-life expenses, so your family won’t face unexpected financial burdens. With affordable premiums and no medical exams required, getting coverage is quick and easy.

Take the first step to ensure your family’s peace of mind and protection today.

Frequently Asked Questions

How Is Final Expense Insurance Different from Savings?

While saving for final expenses might seem practical, those funds can be depleted by unexpected events like illnesses or accidents. Medical bills are one of the leading causes of financial hardship in the U.S., and a single hospital stay could wipe out your savings. Final expense insurance provides a reliable safety net, ensuring your loved ones won’t face financial strain when the unexpected happens.

Do Funeral Homes Sell Final Expense Insurance?

Final expense insurance is sold by insurance companies or agents such as CPIS, not directly by funeral homes. However, some funeral homes offer “pre-need insurance,” which differs from final expense insurance. Pre-need insurance pays the funeral home directly for prearranged services, while final expense insurance provides a payout to your chosen beneficiary, giving them flexibility in covering funeral and other costs.

Is Final Expense Insurance the Same as Life Insurance?

Final expense insurance is a type of whole life insurance designed to cover smaller amounts, typically ranging from $5,000 to $25,000. It’s tailored for individuals aged 50 and older, often those on fixed incomes or with limited savings. Unlike traditional life insurance, final expense policies usually don’t require a medical exam, making them accessible and straightforward to obtain.

Does a Final Expense Policy Expire?

A permanent final expense policy will never expire, ensuring your family has coverage when needed. In contrast, term-based policies expire after a set period, leaving you uncovered once the term ends. For lifelong peace of mind, many people choose permanent coverage to guarantee that funds are available for end-of-life expenses.