Helping You Plan the Future You Deserve.

Contact Efren today and let’s start protecting what matters most together!

Salinas, CA

Phone

(831) 800-5537

Email

Reyesprotects@gmail.com

Have questions or need more information?

Fill out the form below, and I will get back to you shortly.

Agency license CA LIC# 0M10241
Options from several insurance carriers

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Guiding you through every step with personalized care

Life Insurance

A contract that pays a tax-free death benefit to beneficiaries, providing financial protection and peace of mind.

Individual Retirement Account (IRA)

A personal retirement savings account with tax-deferred growth; contributions may be tax-deductible depending on income and participation in other plans.

Roth IRA

A retirement account funded with after-tax dollars, growing tax-free—withdrawals in retirement are also tax-free if rules are met.

How working with Efren works

Reach out
Send the form or give me a call. Tell me a little about what you want to protect or plan for.
Talk it through
We go over your goals, budget and timeline, and I answer your questions in plain language.
Choose what fits
Compare your options side by side and decide at your own pace.

Questions before we talk

What happens after I send the form?

I'll reach out using the phone number or email you give me to set up a time to talk.

What should I have ready for our first conversation?

Just a rough idea of your goals. If you have current life insurance policies or retirement account statements, keep them handy so we can review them together.

Am I limited to one insurance company?

No. I'm part of the CPIS Financial team, and we can compare options from several insurance carriers to find coverage that fits your needs and budget.

We’ve helped more than 2,000 California educators take control of their retirement plans, avoid costly mistakes, and close the income gaps their pensions couldn’t cover. We know the system, we know the traps and we know how to help teachers retire with confidence.

Book an appointment today!