Don’t Let Your Retirement Assets Get Left Behind

Many Americans Leave Behind Retirement Accounts – Are You One of Them?

Did you know an estimated 1 in 5 U.S. workers have left behind or forgotten retirement accounts? If you’ve changed jobs over the years, your assets in employer-sponsored retirement plans like 401(k)s or 403(b)s might be inactive, sitting untouched.

The Risks of Inactive Retirement Accounts

  • Forgotten accounts can derail your retirement savings plan.
  • Managing multiple accounts is time-consuming and confusing.
  • Inactive accounts may not align with your financial goals.
 

A Fixed Indexed Annuity changes the game. It’s more than a retirement plan—it’s a comprehensive solution to safeguard your future.

Why Choose a Fixed Indexed Annuity?

Fixed Indexed Annuities offer a balanced solution by linking your returns to market performance while safeguarding your principal from market drops. These annuities ensure a steady income stream for life, making them

an excellent component of your retirement plan.

The Benefits

Tax-Free Roll Over

Move your 401(k) into a FIA while maintaining tax-deferred status.

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Growth Potential

Earn interest linked to market index performance without direct stock market risks.

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Lifetime Income Security

Ensure you never outlive your savings with guaranteed income for life.

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Market Protection

Your principal is safeguarded against market losses—never lose money during downturns.

Flexibility

Access funds, add optional riders for inflation protection, and enjoy tailored features.

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Legacy Planning

Leave behind a financial legacy with guaranteed death benefits for your loved ones.

Rolling Over Your 401(k) Is Simple.

Transfer your 401(k) into a Fixed Indexed Annuity to protect your savings and grow with market performance—without direct stock investments. Your principal stays safe, and earnings are added to your account each term. Choose lifetime income or keep growing your investment.

Take control of your retirement savings today and secure your financial future

Frequently Asked Questions

How does an indexed annuity differ from a fixed annuity

The difference between the two is in how much your principal will earn. A fixed annuity guarantees compounded returns based on a fixed interest rate. An index annuity's returns vary with the market index it is linked to.

What does "principal Protection" mean?

Your money in a fixed index annuity (FIA) is not at risk from market losses. While FIAs credit interest based on an external index, you don’t actually participate in the market. This means your principal is safe from market losses, though fees and charges can still reduce your annuity's value.

What are the initial cap rate guaranteed periods?

After five or seven years, the initial guaranteed period expires. Renewal interest rates and caps are declared each contract anniversary. These rates and caps will never be less than the minimums stated in the contract.

How is indexed interested calculated?

Indexed interest is determined by index allocation options and crediting methods. Each crediting period, you can allocate your cash value to options that track an external index's performance. If the index performs well, we use a formula to calculate your indexed interest. Since no single allocation or crediting method is always best, your financial professional can help you choose the right combination for your goals.